Dear Visitor:

My privacy policy is simple - I do not share your information with anyone. I believe that as Americans, each of us is entitled to the highest level of privacy. The following words simply detail my overarching philosophy. If you have questions, don't hesitate to call.

Sincerely,

Michael Dallas, CFP
_______________________________________________________________________________

Information gathering:
This Web server does not surreptitiously gather any personal information. This site does not secretly gather Web information regarding your domain, e-mail address, or past sites that you have visited. The only personal information collected at this site is that willingly volunteered such as survey information or information necessary for processing investment forms.

Cookies:
We use cookies only to make your experience more enjoyable and productive. Cookies are small bits of information that are stored on your computer. Web sites can use cookie information for a variety of purposes. For example, by using cookies, this site can differentiate between first-time visitors and returning visitors. When a first-time visitor arrives, our site can begin a quick educational routine to help the neophyte quickly grasp useful features. On the other hand, when a user returns, a cookie can alert the site that they have been here before. The site can then disable the orientation routine. Our use of user-friendly cookies allows repeat users to be spared the distractions of an a orientation each time they visit the site.

Cookies also give us insights into how we can improve the site. We can use them to determine which of our site's pages were visited most often and how visitors are using the features. This type of information is invaluable to our efforts in improving the content and customizing the layout for better function. We use cookies only for your benefit.

Email:
We use email to inform our users of information that may benefit them. Your email is NEVER shared with any other merchant or marketing system. If you do not want to receive email from us, please let us know by sending us email at the above address or calling us at the above telephone number.

Postal Mail:
We use postal mail to inform our users of changes to products and services or about upcoming events. Your address is NEVER shared with any other merchant or marketing system. If you do not wish to receive mailings, please let us know by calling us at the number provided above or e-mailing us at the above address.

Telephone:
We use telephone contacts to provide our users with the best service possible. Your phone number is NEVER shared with any other merchant or marketing system. If you do not wish to receive telephone calls, please let us know by sending us e-mail at the above address, calling us at the above telephone number.

Goofy Pop-up Ads:
You will never see pop-up ads here. We do not partner with or have special relationships with any ad server companies. (We believe they are unprofessional, intrusive, and rude.)

Emerging Technnology:
We will post any policy amendments to our Web site. As new technologies emerge, it is possible that customer information may be used in ways not previously anticipated by this privacy notice. Even so, our commitment is to protect your privacy and use any new information technology to make your experience better and more productive. Without question, our users will always have the ability to opt out of any new information uses.

Correcting Information:
We offer our customers and visitors the ability to correct their contact information by sending us email at the above address or calling us at the above telephone number. We do not provide our notes and/or collected information to anyone.

Improvement:
If you have a suggestion for improving the privacy policy or practice of this site, you may contact us at the above addresses or phone number. You help is always appreciated.